Can You Buy Furniture For Your Home Without Any Down Payment

Buy Furniture on Lowest EMI

The Bajaj Finserv EMI Network is an excellent way to take advantage of a zero-down payment offer. Here, you can choose from more than 1 million products offered Without Any Down Payment by more than 1.2 lakh partner stores in more than 3,000 Indian locations. 

Additionally, purchasing on No Cost EMI, a financing option that guarantees you pay nothing over the product’s purchase price might make your purchase even more straightforward and reasonable. Simply use your EMI Network Card online or offline to make a purchase, or go to a partner store to take advantage of in-store financing.

Upgrade your house to reflect your taste by shopping for the furniture on the Insta EMI Card. Pick from a variety of sofa sets, beds, loungers, closets, and other furniture. Pay for your purchase over a flexible duration in simple installments. You can repay the loan amount whenever it is convenient for you. 

Buy Furniture on EMI from Bajaj Mall Furniture Partner Stores

Bajaj Mall has teamed up with some of the biggest names in the furniture industry to make buying simple, exciting, and reasonable. Yes! It is accurate to say that you can make purchases with your Insta EMI Card from Bajaj Finserv Partners’ online shops like Hometown, Pepperfry, and At home by Nilkamal.

To buy furniture on EMI, adhere to the directions below.

  • Go to the Bajaj Finserv partner store website.
  • View the variety of furniture alternatives from well-known manufacturers.
  • Select the goods you want to purchase, then go through the checkout process.
  • Choosing the Bajaj Finserv EMI Network Card as your preferred payment method will do just that.
  • Decide on the repayment period and submit

Advantages of Purchasing Furniture in EMI

Using the Bajaj Finserv EMI Network Card to purchase furniture on a monthly installment plan has many benefits. A few are:

  • Furniture can be purchased on EMI without a credit card.
  • You have availability to a pre-approved EMI limit.
  • A variable repayment period of 3 to 24 months is available.
  • Purchase furniture using interest-free financing and pay only the actual cost.
  • You can pre-close your loan without incurring any fees for foreclosure after paying your first EMI.

Some of the prominent partner stores available for EMI on furniture are as below:


Pepperfry offers every form of furniture you would require, including sofas, cabinets, beds, and more. You may use your EMI Network Card to turn your purchase into an EMI without having to make a down payment. You can select a flexible repayment period using the card’s pre-approved loan. Due to its no-cost EMI feature, it not only helps you save interest expenses, but it also unlocks a world of deals and EMI Network Card bonuses to make your furniture-buying experience genuinely exciting.

Read also: How To Buy DSLR Camera on Easy EMIs & Zero Down Payment


The HomeTown furniture line is designed with the lifestyle and tastes of contemporary Indian consumers in mind. There are several options available, including mattresses, sofa sets, dining tables and chairs, couches, coffee tables, and more. From the comfort of your home, you may easily browse the product range on the HomeTown online store. You can weigh your options and decide which ones provide your home with the ideal balance of design and usability. To make your shopping experience more enjoyable, you can also take advantage of exclusive HomeTown deals and purchase furniture using an EMI plan.

Having HomeTown as one of the furniture stores that accept Insta EMI Cards gives you the choice of free EMI on purchases. By doing this, you can avoid the extra fees associated with applying for an EMI Card and making EMI purchases with equalized monthly installments.

AtHome by Nilkamal

A luxury brand called At Home by Nilkamal creates sumptuous and exquisite furnishings. For example, the Nilkamal wooden wardrobe will improve the aesthetics of your bedroom. However, these models are frequently challenging to get due to the high price. Nevertheless, buying furniture is quite simple because of the Bajaj Mall. The marketplace provides a wide range of offerings in addition to substantial discounts. In addition to these exclusive discounts, you can use the EMI Network Card to buy the model of your choice on No Cost EMIs.

On a few models, the Bajaj Mall also offers a zero-down payment option. With this feature, you can purchase a model that is covered by the policy without having to pay in full at the register! As a result, you can pay the entire amount over the course of a tenor that can last up to 24 months without paying interest.

What Do You Mean By 0 Down Payment Financing?

Zero down payment financing is a type of payment plan where your lender covers the full cost of your product and doesn’t ask you to make any upfront payments. This enables you to make purchases when you need to and prevents you from delaying purchases when you don’t have the money right away. 

What are you waiting for, then? Shop by applying for an Insta EMI Card. By successfully logging onto the Bajaj Finserv website, you may learn more about how to manage and track your Insta EMI Card through the customer portal.

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